How to Read a Jewellery Invoice in India

A jewellery invoice can look like a page of numbers and abbreviations. But once you know what each line means, it tells you exactly what you have paid for. This guide walks through a typical Indian jewellery invoice, line by line.

Metal weight and rate

The first part of the invoice covers the gold (or other metal):

• Item description: the type of jewellery, such as "necklace" or "bangle".
• Purity: for example, 22K or 22K916. See 22K vs 18K vs 14K Gold.
• Gross weight: the total weight of the piece, including any stones.
• Stone weight: the weight of stones, which is deducted from the gross weight.
• Net weight: the weight of the gold alone. You should only pay the gold rate on the net weight.
• Gold rate: the rate per gram for that purity, on the day of purchase. Read Hyderabad Gold Rate Today.
• Gold value: net weight multiplied by the gold rate.

Stone weight and value

If the piece has diamonds or gemstones, the invoice should list them separately:

• Type of stone, such as diamond, polki, emerald or ruby.
• Weight, usually in carats or cents.
• Quality details, such as colour and clarity, where applicable.
• Rate and value of the stones.
• Certificate details, if the stones are certified.

See The Diamond 4Cs for Indian Buyers and Understanding Gemstone Quality.

Making charges

Making charges should appear as a separate line, shown as:

• a percentage of the gold value,
• a rate per gram,
• or a flat amount.

If you see wastage or value addition (VA), ask whether it is in addition to or instead of making charges. Read Making Charges Explained.

GST

GST is shown after the subtotal:

• The rate, which is 3% on gold jewellery at the time of writing, according to CBIC.
• The amount, often split into CGST and SGST for purchases within the same state, or shown as IGST for purchases from another state.
• The jeweller's GSTIN, their GST registration number.

Read GST on Gold and Diamond Jewellery: How It Works.

Hallmark and HUID references

For hallmarked gold jewellery, the invoice should include:

• the HUID of each item, a six-digit alphanumeric code,
• the purity grade matching the hallmark on the piece.

Check that the HUID on the invoice matches the one stamped on your jewellery, and verify it on the BIS Care app. Read How to Buy Gold Jewellery in India (2026).

Other details to look for

• The jeweller's name, address and contact details.
• The date of purchase and invoice number.
• Any old gold exchange, shown as a deduction with its own weight and value.
• Exchange and buyback terms, printed on the invoice or provided separately. See Gold Buyback and Exchange Policies.
• The total amount paid and payment method.

Keep your invoice safely for as long as you own the jewellery. It matters for exchange, resale, insurance and travel.

At Tibarumal & Sons Jewellers, Shaikpet, we walk you through every line of your invoice before you pay.

Visit Tibarumal & Sons Jewellers, Shaikpet

Tibarumal & Sons Jewellers
Shop No. 102, 8-1-299/121, RP Business Park, Al Hamra Colony, Shaikpet, Hyderabad 500008

Hours: Monday to Saturday, 11am to 8:30pm
Phone: +91 88855 00805
WhatsApp: Message us on WhatsApp
Instagram: @tibarumalandsons